Donor Help

My cousin, Gary Chelak, just found out he has one kidney not functioning at all and the other at only 17%. I am reaching out to my WordPress community to share this link in the hopes that we might find Gary a donor.

Many thanks…and May God bless you & keep you!

https://www.USCLivingDonor.org

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A Living Wage

“And woe to you, King Jehoiakim, for you are building your great palace with forced labor. By not paying wages you are building injustice into its walls and oppression into its doorframes and ceilings.” (Jeremiah 22:13)

As much as possible, I try to steer away from politics on my blog but, if my tagline is truly, well, true, then sometimes getting political is a must. If we are to heal as a people. And, if I’m being totally, brutally honest, Ivanka Trump just hit a nerve with me. A big nerve.

Ivanka stated: “I don’t think most Americans, in their heart, want to be given something. People want to work for what they get” (Reints; politicalobserver.com).

Yes, there is a lot of truth in that statement. We are a strong, courageous and proud motley of people who would rather work for what we get/what we have than to receive hand-outs. There is a certain pride in being able to pay for your cost of living. It is a pride that allows you to lift your head up and look people squarely in the eye. It is a pride that allows you to open the doors wide–to your home, and to your heart–because this is the home and life you have created (or, rather, that He has provided you the means to create). When that pride is missing because of a job loss, an illness or injury, or simply inadequate wages, suddenly the signs of neglect are everywhere. Homes start to show signs of neglect, disrepair, unkempt, over-grown. Clothing is much mended and threadbare because the means to purchase “new,” even in a thrift store, isn’t there. Faces take on a tired, drawn look. Dark circles and/or bags form under the eyes. Tempers flare. And people withdraw. Invites to dinner/outings with family or friends are declined because they don’t feel they have anything to contribute, or can’t afford to pay their way to an event. People start to feel like a mooch (uh-oh, here they come again, Martha, pretend we’re not home). And, in the case of illness or injury, if there aren’t any outward signs of it (i.e. brace, cast, etc), people even start to sneer that maybe this person does not want to work. Or hint that they brought it on themselves.

The end result?

Total.

Isolation.

Addictions.

Disorders.

Loneliness.

Depression.

Even suicide (No, I’m not, but I can certainly understand at this point why people feel so hopeless in the face of such conditions and, PS, I have a therapist; a lot of people are too ashamed to even seek help when they need it. Keep that one in mind the next time the temptation to judge another’s situation arises)

So, while I can agree with Ms. Trump for her acknowledgement of human pride in wanting to work for what you get, she’s missing the biggest piece of the equation. What if you’re working–and working hard, not a slacker in the least–and yet, your wages are too low to pay for even your most basic necessities?

Let’s crunch some numbers here:

Minimum wage sits at $7.25 per hour. It has been $7.25 per hour since 2009 (Reint; politcalobserver; Miller; Amadeo; Numbeo). If you can find a full-time job (because, despite Trump Sr.’s avowal, they aren’t as prolific as he’d like us to think; voice of experience) at $7.25 an hour, your gross pay after 40 hours of work is $290.00. Multiply that times 4 weeks in a month and you get a gross income of $1160.00 per month. Working overtime, say 50, or even 60 hours per week, would drive that up exponentially. But most employers don’t want to pay overtime. It may be because they cannot afford to pay the time-and-a-half required for overtime but, either way, most workers are not getting it. So they take a second, or a third job, working a total of 50 ($362.50 wk/$1450.00 mo) or 60 ($435.00 wk/$1740.00 mo) hours each week, traveling back and forth between those 2-3 minimum wage jobs, become over-tired, get sick–or injure–easily because they’re rundown, and cost their respective employers more money in sick/PTO (paid time off, if provided).

Granted, the above numbers are a single income household like my own. So, if you have a partner, maybe we can double this. And, if it’s just you and your partner, maybe you don’t have to work that second or third job. What if you have children? The average cost of daycare in 2018 was $211.00 WEEKLY(!!??!) (Care.com). That’s almost a full week’s wages for one partner at that minimum wage, 40-hour gig. Some will willingly pay it because that extra $79 left over in that check might be a week’s grocery shopping. But that’s the cost for ONE child; multiply for 2, 3, or 4. If you’re a single parent, and you only have that minimum wage, 40-hour-gig, do you see the problem? How is anyone supposed to hold their head up high under those odds? How can you expect to work for what you have when you can barely provide the most basic of necessities?

Now let’s look at housing costs in America (I would love to see a freeze on housing costs…):

The average median price (2018) for a one bedroom apartment in America is between $991.62 and $1266.40 (Miller). The prices vary depending upon location with the higher prices reflecting those homes closer to the heart of the city and all the amenities that affords. If you’re living in the suburbs, or the country, the lower rental price is balanced against the higher cost of transportation, usually an automobile, because bus services can be quite sketchy, especially in rural areas (again, voice of experience). A 3-bedroom apartment can range from $1601.58 to $2058.96, same variance reflected. The single parent does not even make enough to cover a month’s rent in the city, and less than $200 more living outside of the city’s heart. Again, these are gross wages; this is not what these people are taking home. And this single person may not qualify for government assistance at these wages, even if they can swallow that pride to apply for them. The U.S. Poverty Line used as a guideline by Social Services, etc. is as follows (Miller):

Family size: 1 person $12,140 annually gross income (AGI) Family size: 2 people $16,910 AGI
Family size: 4 people $25,750 AGI

$1160 per month at the minimum wage of $7.25 times 12 months is $13,920. If this is a couple, both earning $13,920 a year, even if there are children involved, they do not qualify at all because their combined wages are $27,840 annually. Without children, it may not be an issue. But, with children, they’re also likely to be forced into that bigger, more expensive apartment, as well as have daycare expenses to pay. Unless they opt to nix any quality family time to work separate shifts, or take on extra side gigs.

With mortgages, it is even more varied. Most people scraping by on a minimum wage position, even a full-time position, can never get approval to own a home of their own. However, if, like yours truly, they had a better paying job before the economic crash of, roughly, a decade ago, and still own a home, they may be paying for a mortgage instead of rent. The average cost of a mortgage is “$1030 a month, according to the latest American Housing Survey from the U.S. Census Bureau” (Pritchard). This is reflective of a fixed rate amortizing in taxes and insurance costs; principal and interest alone averages $853 per month.

The Green New Deal, which may become a topic here for a while, wants to provide “a family-sustaining wage, adequate family and medical leave, paid vacations, and retirement security” (Reints). It isn’t proposing that we simply hand people a new job; it is proposing that the job market overall should provide wages that a body can live on. We’re not talking about that random deadbeat who doesn’t want to work; we’re talking about millions of Americans right now who are working–and trying to “secure a job” that really will provide that “upward mobility” Ivanka talks about–and yet they cannot move upwards because they can’t afford to feed their children. Or even themselves. Alexandria Ocasio-Cortez is correct in stating that “a living wage isn’t a gift, it’s a right” (or it should be) and workers often are not paid for “the value they create” in their company (Reints; Sullivan).

And, sadly, far too many employers are aware of all of these numbers. If you don’t like it, you can always leave. I encountered that attitude a decade ago when I was still working a corporate position that barely provided for my needs and they refused to give wage increases the last three years’ running.

You expect some struggle. Hardships happen. Hopefully, grace will pull you through. And some careful budgeting, robbing Peter to pay Paul, and a local food pantry who doesn’t care about guidelines. You pray for miracles. And a community that cares. You endure the sneers that maybe you don’t know how to balance a budget, or that you’ve brought your hardships on yourself. You have statistics thrown at you that, even with an increase in minimum wage, people will spend that extra money instead of saving, investing and/or getting out of debt. Yes, maybe there’s some truth to that one, too. Oftentimes, people pay off a mountain of debt and go right back out, get another credit card…and run it back up again. More likely, increasing the minimum wage to a level that affords most families the ability to move upwards, will amount to them buying their own groceries, paying their utilities and paying off at least a portion of their debt. In short, it’ll place the 12.3% of Americans living below poverty guidelines (Miller) above those poverty levels and take them out of the welfare system. Heck, it might even stimulate the economy as they move out of poverty and, possibly, into home ownership. At the very least, they might be able to take in a movie, or go to a doctor when they’re sick. Because now they can afford the co-payment.

Ivanka hit a hot spot. I don’t begrudge her the advantages she’s had in life. It’s simply the way things are that some are born into privilege, while others struggle indefinitely. However, while she has the right on our American pride of wanting to work for what we need/have, and to grow wherever we are placed, she needs a lesson in reality for the other 99% in this country who don’t earn enough–no matter how hard they work for it–even to keep a roof overhead. If she, and others in that top 1%, were to switch places with even the so-called middle class, they’d crumple into a fetal position. And, knowing that, is a reason for us 99% to raise our heads high after all.

Now, if only our wages reflected that pride we take in ourselves, in our work, and in our lives. Yup…I know about the sin of pride. I suspect, with my reason fall, injury, and impending foreclosure, He’s working on that sin in me. But that’s another post for another day…

May God bless you & keep you!

https://www.gofundme.com/9fymzf-medical-leave?utm_source=internal&utm_medium=email&utm_content=campaign_link_t&utm_campaign=welcome

Works Cited

Amadeo, Kimberly. “Living Wage and How It Compares to the Minimum Wage: How Much Do You Need to Live in America.” The Balance. Web. https://www.thebalance.com/living-wage-3305771

Miller, G. E. “What is the U.S. Poverty Level Line and Could You Live Below It?” 20 Something Finance. Web. https://20somethingfinance.com/what-is-the-united-states-poverty-line

Numbeo. “Cost of Living – U.S.” Web. https://www.numbeo.com/cost-of-living/country_result.jsp?country=United+States

politicsobserver. “Ivanka Trump, Peasant-Whisperer, Does Not Believe Americans Want a Living Wage.” US Politics. Web. https://uspolitics.10ztalk.com/2019/02/27/ivanka-trump-peasant-whisperer-does-not-believe-americans-want-a-living-wage

Pritchard, Justin. “What is the Average Monthly Mortgage Payment?” The Balance. Web. https://www.thebalance.com/average-monthly-mortgage-payment-4154282

Reints, Renae. “Ivanka Trump: Most Americans Want Upwards Mobility, Not Guaranteed Minimum Wage.” Fortune. Web. afortune.comp/2019/02/26/ivanka-trump-minimum-wage

How Did It Come To This So Fast?

“I waited patiently for God to help me; then He listened and heard my cry. he lifted me out of the pit of despair, out from the bog and the mire, and set my feet on a hard, firm path and steadied me as I walked along. He has given me a new song to sing, of praises to our God.” (Psalms 40:1-3)

I face foreclosure soon if I cannot come up with the back mortgage money by the end of March. I’ve been working with the mortgage company to try to modify it. And I’m still knocking on every door that looks like it might remotely be able to help. Life is pretty scary-looking right now so, as with yesterday’s post, I will be eternally grateful if you could share/forward this blog post on to as many of your online friends as you can.

I thank you for reading…and for the loving support that I continue to receive from this community.

May God bless you & keep you!

https://www.gofundme.com/9fymzf-medical-leave&rcid=r01-155121056357-7c399618cb174c25&pc=ot_co_campmgmt_w

YouTube Junkie

“We toss the coin, but it is the Lord who controls its decision.” (Proverbs 16:33)

Who would have thought that life could change so much in the blink of an eye. I know that sounds like a cliche; it is. I’m not sure what I would have–could have–done differently. I fell while going out to shovel the driveway in anticipation of work the next day. Sure, I could see the ice coating the driveway but, in order to shovel myself out, I had to navigate over it.

Now I’m laid up.

Yesterday I was wallowing in self-pity. The mortgage is behind. I’ve been knocking on every housing assistance door in Connecticut. Mom & I have visited a couple of local food pantries to get by until I’m back to work. I put up a Go Fund Me campaign to see if I can generate help with the bills/mortgage that way. And I am grateful to the friends who have been generous in their support; it is appreciated far more than you can ever imagine. I’m still looking at a hefty mortgage payment in three days that I don’t have adequate funds to pay.

But I’m taking it on faith. Either He will provide the means in time. Or He won’t…because maybe He’s forcing me into a decision I haven’t quite been able to make. I’ve spent the better part of 9 years’ oscillating between selling out and relocating (which might just mean closer to my work in Massachusetts) or finding another part-time income to help supplement…provided I can get back to work next month. My medical leave has been extended another month until the third week of March. Of course, part of that oscillation has been the very honest two years of unemployment, followed by 6 years of underemployment. It’s only been a little over a year that I finally found a full-time position. So, in short, the financial means to relocate hasn’t been here…anymore than the means of providing the most basic cost of living. I was still playing “catch-up” when my accident happened.

Okay…so some of that wallowing factor is still happening here…

And yet, it’s not crippling me completely. I’ve spent the better part of the afternoon knocking on those doors I mentioned earlier, filling out applications, etc. to see if there’s something to help preserve this would-be homestead…either here, or in a new location. We have to allow for processing time though. So…

…in the meantime…

When I’m not writing, working on my novel, I’ve become a bit of a YouTube junkie. Having my left arm in a brace means my activity levels are pretty low. Where my days’ off, especially in winter when farm activities are pretty minimal anyway (outside of feeding), used to be spent watching gardening shows on YouTube (Jon Kohler’s Growing Your Greens: BBC2 Gardener’s World with Monty Don; Charles Dowding’s No-Dig Gardening), now I’m expanding. Roots and Refuge Homestead. Off Grid with Doug and Stacy. The Urban Farmer with Curtis Stone. Living Big in a Tiny House. Tiny House Living. I’ve watched videos on raising angora rabbits, angora goats, silkworms, and training border collies to herd the sheep I don’t have land enough to raise.

Yet…

In addition, Mom & I have had a lot of laughs watching Late Night with Stephen Colbert and The Daily Show with Trevor Noah. And ooh-ing and aah-ing over agility competitions where, most of the time, the border collies rock! I’ve watched interviews with old “idols”: Kevin Von Erich (pro-wrestler); Rik Emmett (frontman, Triumph); Jane Seymour. The latter happened to be a walk-through with her researching what became of two of her aunts during The Holocaust; it was actually quite interesting. And she gave a bit of advice in one interview about how her mother always taught her that when you’re down and have nothing to give, you give more. I’m paraphrasing but, in essence, her mother was big on giving back, of giving help to someone else in need. By doing so, you open the door to resolving your own problems. That one’s been taken to heart quite a bit. I’m looking for ways that I can do just that.

Lastly, I’m feeling like a kid watching MTV again. Music videos. This weekend it was some 80’s, early-90’s music that I haven’t heard in a long time: Powerstation; Platinum Blonde; Andy Taylor; Triumph; April Wine; Concrete Blonde, etc.

Of course, the nostalgia conjured up by this music does sort of feed the wallowing factor a bit. I remember my dreams back then and how I gave up on them. I have no desire to give up on the current ones. Ironically, in remembering, it also feeds my determination to hold on to the current dreams; I’m not getting any younger.

Maybe in a month’s time that first draft…well…let’s not jinx it by giving voice to it.

May God bless you & keep you!

PS I would be so grateful if you would share my Go Fund Me link with your friends, family, acquaintances and readers. https://www.gofundme.com/9fymzf-medical-leave?utm_source=internal&utm_medium=email&utm_content=campaign_link_t&utm_campaign=welcome

One Day At A Time

“He will keep in perfect peace all those who trust in Him, whose thoughts turn often to the Lord! Trust in the Lord God always, for in the Lord Jehovah is your everlasting strength.” (Isaiah 26:3,4)

I’m holding onto these words of encouragement. As I navigate through this forced convalesce, and watch the bills pile up, and receive letters from the new mortgage company threatening foreclosure, and the bank account getting smaller, the above passage from Scripture reminds me that He really is in control…and my faith tells me He has a plan.

Even if I can’t see it.

I’ve been on the fence about whether to sell and find land/farm in another location, somewhere a little more manageable from a financial standpoint, but also more acreage, less house. The logical, human side of my brain says, if I do default, what are my chances of being able to purchase again? I need to keep up on everything to build my credit score up. Yes, I can see that dream farm somewhere in upper-state New York, or Maine. But my “day” job is in Massachusetts. Logic is saying it’s all beyond my reach. That I need to really push back, commit to staying. And trust that He’ll get me over this rapidly-growing bump in the road.

My faith says to trust in Him…regardless of the outcome. Though it all looks impossible, nothing is impossible with God. He is not bound by human rules of equity and credit scores. And, if the opposite is His will for me, then He’ll provide whatever I need to make the next mortgage payment, car payment, etc.

He’s teaching me patience…I say this while I rail and chafe against both my limited mobility–and my limited cash flow.

More importantly, He’s teaching me to truly put my trust in Him. I have too much of a grasping nature, holding on too tightly to what I have. In short, He’s teaching me to let go.

Can I do it? This one’s a tough one. I don’t like not being in control (as if!)…or at least feeling as if I’m in control.

So, I take a deep breath…

And wait…

And fret…as only I know how to do.

And keep reminding myself that, even if I can’t see the outcome at all, He’s got this. And His ways are always perfect.

May God bless you & keep you!
https://www.gofundme.com/9fymzf-medical-leave&rcid=r01-15506107597-500376eb83394fe0&pc=ot_co_campmgmt_w

Now What?

“He nurses them when they are sick, and soothes their pains and worries.” (Psalm 41:3)

Yes, I know. It’s better not to ask such a question. You never know what gremlins are listening. (Chuckle)

My left eye and ear were slightly puffy and extremely itchy yesterday. I woke up this morning and they’re both quite a bit larger than normal, really red and irritated and I have a rash spreading down the left side of my face, under my right nostril and under my jaw. I’m assuming it’s some sort of allergic reaction so I’m waiting for the doctor’s office to open to see if I can get in. If not, then I guess it’s another trip to the ER before everything swells completely shut.

Now I’m certainly not dissing the medical profession, especially when needed. But all I keep thinking is, “Really?” This year has been the most challenging one I’ve faced: the flu twice (don’t do shots due to bad reaction 3 years’ ago to a tetanus vaccine), heat exhaustion (one episode landing me in the ER), an upper respiratory infection, plantar’s faciitis, a broken toe and now an unexplained swelling and rash. I have health insurance but it doesn’t cover Connecticut physicians. And this out of pocket stuff gets old pretty quick.

But, alas, I carry on, knowing He has a plan for all of this. The impatient little monster that I am would love to know at least a smidgen of what that plan is. Learning patience? Probably. I seem to be forever in short supply of it. (Insert heavy sigh) However, whatever the plan, I know He’s got this, too.

Here’s to hoping the rest of you don’t have quite as itchy, red and irritated a day. (Did I mention I’m a terrible patient?)

May God bless you & keep you!

The Hurt of Wanting

Thou shalt not covet thy neighbor’s house. Thou shalt not covet thy neighbor’s wife, nor his male or female slave, nor his ox or ass, nor anything else that belongs to him.” (Exodus 20:17)

My friends and I used to have an expression when we really wanted to go somewhere or do something: we wanted it so bad, we could taste it.

So what does “wanting” taste like?

It’s that sharp little tang on the tip of your tongue. Almost like when you prick yourself with a needle or a safety pin. It’s that little jab that reminds you of…something. It fills the soul with dissatisfaction, a dissatisfaction that stings and bleeds.

I’m sort of there right now.

What is it I want?

To be free of debt…and to have that homestead of my dreams that completely sustains me. I know I’m working towards it, but that doesn’t stop the longing from time to time…which isn’t completely wrong in itself. To want better in life may be a natural inclination but, when it hurts, that pain actually pulls us farther away from those dreams…and from Him.

When I see someone else living a lot closer to my dreams than I am, that’s when I feel the sting, that safety pin jab that somehow seems to quiver upon my upper lip…so bad, I really can taste it. It’s not a pleasant feeling, this jab. And it certainly doesn’t fill me with God’s peace. That’s really what homesteading is for me: peace. Yielding to the “jab” seems sort of counter-intuitive. Perhaps I should yield the control of said dreams to God; I might get there faster and in ways I could’ve never imagined…without tasting the “jab”.

May God bless you & keep you!